黑料吃瓜

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Payment processing so smooth, all you鈥檒l notice is the savings

As Canada鈥檚 largest bank-independent payment processor, we keep it simple, with no contracts or hidden fees. Just lower rates, faster deposits, and payment processing you can count on.
Business owner sending packages to customers and using payment processing
4.5
rating on Google
38,000+
businesses using
黑料吃瓜 solutions
$10 Billion
processed annually
Business owner leaning against wooden desk providing payment processing testimonial
Thousands of businesses trust 黑料吃瓜 for
smarter payment processing everyday
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鈥淭he customer service has been fantastic.
They follow up with any issues, and we have
a point of contact where we can call and we
actually reach somebody. They take care of
you after you鈥檙e done the signup. They鈥檙e
there for you day-to-day. To me that is the
big difference.鈥�

Daryl Olthoff
Founder and COO at Smart.ca

鈥淭he customer service has been fantastic.
They follow up with any issues, and we have
a point of contact where we can call and we
actually reach somebody. They take care of
you after you鈥檙e done the signup. They鈥檙e
there for you day-to-day. To me that is the
big difference.鈥�

Daryl Olthoff
Founder and COO at Smart.ca
Thousands of businesses trust 黑料吃瓜 forsmarter payment processing everyday

  • Simple onboarding

    鈥淓asy to get set up and my rep has been great about answering any questions I have. Two thumbs up!!鈥�

    - Susan S.

  • Amazing service

    鈥淭hey are always available to hear us out if we have issues or questions. We feel very well taken care of.鈥�

    - Scott G.

  • Cheaper rates

    鈥淭he card processing fee is low, and the speed of the device is fast and convenient."

    - Jongmin P.

  • The right terminals

    鈥淔ees are extremely fair, machine upgrades are done when needed. I love their new web-based interface.鈥�

    - Artisty I.

  • Competitive pricing

    "Used 黑料吃瓜 for a few years now. Pricing is competitive and the service has been excellent."

    - Wes S.

  • A no-brainer

    "黑料吃瓜 worked hard to make sure that switching to them was a no-brainer, and has offered great support since we signed on."

    Colin K.

  • Great experience

    "Great experience with 黑料吃瓜 getting my business setup with new debit terminals. Customer service is very responsive."

    - Mike T.

  • Excellent choice

    "An excellent choice if you're looking for an alternative to the big guys. The customer service is amazing. Very easy to work with."

    - David R.

  • Using for years

    "We've been with 黑料吃瓜 for years and the service has always been great."

    - Martin K.

  • Switching is seamless

    "Really enjoy working with 黑料吃瓜. They made the process of switching providers seamless."

    - Meagan L.

Start accepting credit card
payments in-person or online

We鈥檝e got the perfect payment processing solutions for businesses of any size.

ACCEPT PAYMENTS IN PERSON
Man paying for his meal at a restaurant on a payment terminal
Restaurant owner using POS system
ACCEPT PAYMENTS ONLINE
Online checkout
Allow your customers to self-checkout, or do it for them through a web-enabled device.
See our payment gateway
Woman in red shirt online shopping and check out on her mobile phone

More ways to accept online payments

黑料吃瓜鈥檚 online payment solutions make it as convenient for your customers to pay you.

 

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Virtual terminal

Key in customer
payments from any
internet-connected
device.
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Hosted payment pages

Accept payments on
your website.
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Online invoicing

Get paid fast with
convenient online invoicing.
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Recurring payments

Easily automate subscription and payment installments

We鈥檝e spent over 15 years perfecting payments

We鈥檙e constantly improving our payment solutions so you get the best technology, the lowest
rates, and the smoothest experience. Your business deserves nothing less.

E-commerce business owner shipping package

Next day funding

Get paid faster with next-
business-day deposits to
keep your cash flow steady.

Real-time reporting

Log in to your account to view transactions, batches, settlements, and disputes. Filter data and export reports.

Fraud prevention & security

Protect your business with real-time fraud monitoring, chargeback support, and regular security updates.

Hassle-free setup

Get up and running in no time with free guided setup and FREE hardware shipping anywhere in Canada.

Access some of the lowest processing rates in the industry

Credit Card Processing

AS LOW AS

1.26% + 5垄

per transaction

Debit Card Processing

AS LOW AS

5垄

per transaction

How ever your customers want to pay, you鈥檒l be ready

  • Google
  • Interac
  • Discover
  • Union
  • Apple
  • Mastercard
  • Visa
  • American Express
  • Union
  • Google
  • Mastercard
  • American Express
  • Interac

See why we鈥檙e the top-rated payment processor in Canada

Don鈥檛 just take our word for it. Read real customer reviews.

  • 鈥淥ur payment processing technology is very important to us. Our primary focus is customer service, and 黑料吃瓜 has played a big role in helping us reach our goals in terms of both efficiency and security. 鈥�

     

     

    Anahid Kossaian
    Store Manager at Pandora CF Masonville Place

  • 鈥淲ith 黑料吃瓜, we didn't have to secure a POS system and merchant services provider separately. Our solution is integrated, and we use it to make business decisions on a daily basis.鈥�

     

     

    Asaad Naeei
    Co-owner at Dos Tacos

Our other brands give you more ways to grow your business

From building your loyal customer base to boosting your business鈥檚 reputation. We鈥檝e got you!
Man visiting DataCandy website on his phone
DataCandy
Integrate our all-in-one gift card and loyalty software with your payment solutions.
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NiceJob
Put your business's review generation, referrals, and social media content on autopilot.

Get started with smarter payment processing today

Book a no-obligation call with one of our friendly sales reps to explore how we can meet your needs.

Get the lowdown on everything payment processing

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Frequently asked questions, answered

Payment processing refers to the technology and services that enable businesses to accept credit and debit card payments. When a customer pays with a card, the payment processor securely transfers funds from the customer鈥檚 bank to the business鈥檚 account. With 黑料吃瓜, transactions are encrypted, fast, and deposited as soon as the next business day.

The best payment processing company depends on your business needs. Look for a provider with transparent pricing, no long-term contracts, fast deposits, and great customer reviews.


Whether you need an in-person payment terminal, an online payment gateway, or a full POS system, 黑料吃瓜 offers flexible, competitive solutions designed for Canadian businesses.

 

If you鈥檙e still not sure, our product specialists are more than happy to help you out.

A good payment processor for small businesses should offer affordable rates, simple setup, and reliable support. 黑料吃瓜 provides next-day funding, no hidden fees, and dedicated customer service, making it one of the top-rated payment processors in Canada.

A payment processor facilitates transactions by moving funds between the customer and the merchant鈥檚 bank. A payment gateway is a secure technology that authorizes online transactions. 黑料吃瓜 offers payment processing and online payment solutions, so businesses can easily accept payments online, in-person, or remotely.

Processing fees vary depending on the provider and the type of transaction. 黑料吃瓜 offers competitive, transparent rates with no hidden fees or long-term contracts.

 

Our transaction fees include the interchange fees charged by the issuing bank, the card brand fees (Visa, Mastercard, etc.), and the acquiring bank fees, plus a small markup from 黑料吃瓜. Your final rate depends on factors like processing volume, payment method, and card type.

With 黑料吃瓜, you get next-business-day deposits, ensuring your cash flow stays steady. Unlike some payment processing platforms, we don鈥檛 hold funds unnecessarily or delay payouts.

Yes! 黑料吃瓜鈥檚 online payment processing solutions let you accept payments through your website, virtual terminal, hosted payment pages, or recurring billing. Whether you鈥檙e running an eCommerce business or invoicing clients, we make online transactions seamless.

黑料吃瓜 is Canada鈥檚 largest bank-independent payment processor with no contracts, no hidden fees, and some of the most competitive rates in the industry. With 30,000+ customers using 黑料吃瓜 services and over $10 billion processed annually, businesses choose us for our fast deposits, transparent pricing, and best-in-class customer support.

Transform any customer touchpoint into a fast, secure checkout

Book a no-obligation call with one of our friendly sales reps to explore how we can meet your needs.